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Kids, I'm gonna tell you an incredible story
The story of how I met my money
You: Are we being punished for something?
No.
You: Yeah, is this gonna take a while?
Yes.
How I Met My Money Thread
The story of how I met my money
You: Are we being punished for something?
No.
You: Yeah, is this gonna take a while?
Yes.
How I Met My Money Thread
20 years ago, before I was dad,
I had this whole other life.
It was 1998, I was fresh out of high school
And going off to college to move away from my parents
I did the standard college thing
Lived in the dorm, got a meal plan, made some new friends
I was living the life
I had this whole other life.
It was 1998, I was fresh out of high school
And going off to college to move away from my parents
I did the standard college thing
Lived in the dorm, got a meal plan, made some new friends
I was living the life
Everyone always told me...
“In college you should find yourself”
“Have fun”
“You have your whole life to work”
“Enjoy the college experience”
So I did
“In college you should find yourself”
“Have fun”
“You have your whole life to work”
“Enjoy the college experience”
So I did
Too much
I had so much fun that I lost my scholarships and had to take out student loans to pay for school
I didn’t have to pay them right away so I didn’t think anything of it
I messed around in school for a while but I eventually graduated and I became a teacher
I had so much fun that I lost my scholarships and had to take out student loans to pay for school
I didn’t have to pay them right away so I didn’t think anything of it
I messed around in school for a while but I eventually graduated and I became a teacher
This is about when things really changed
Now I’m strapped with all this student loan debt...
But
I was a big boy now with a big boy job and an amazing girlfriend so I decided to buy a house
Now I’m strapped with all this student loan debt...
But
I was a big boy now with a big boy job and an amazing girlfriend so I decided to buy a house
I’ve got a job
I’ve got student loan debt
I’ve got a mortgage
I know!!!!!
Boom engaged
I’ve got student loan debt
I’ve got a mortgage
I know!!!!!
Boom engaged
Now after an amazing wedding
And two wonderful kids
I take a look at my life and
My financial situation is BAD
So what do you do when you get in that spot?
You do something about it
And two wonderful kids
I take a look at my life and
My financial situation is BAD
So what do you do when you get in that spot?
You do something about it
We sold the house
Paid of the student loan debt
Paid off the cars
We rented a small apartment
Me needed drastic results so we took drastic action
Paid of the student loan debt
Paid off the cars
We rented a small apartment
Me needed drastic results so we took drastic action
Now
For the first time in my adult life
I’m debt free
And it feels amazing
I’m making more than I’m spending
We have some money invested
And things are looking up
For the first time in my adult life
I’m debt free
And it feels amazing
I’m making more than I’m spending
We have some money invested
And things are looking up
At 40 years old I’m finally in a place financially where I feel like I have some options.
Now kids
You’re probably seeing this as a story of redemption
And in a way it is
But I see this as a warning
Don’t wait until you’re 40 to start putting your life together
Do it now!
Now kids
You’re probably seeing this as a story of redemption
And in a way it is
But I see this as a warning
Don’t wait until you’re 40 to start putting your life together
Do it now!
