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A little story about "financial literacy" etc. When my family lived in Bowling Green last year, the boys were able to attend a nearby private preschool for free. They were eligible because we lived within a certain radius of the school.
I.e., this was a low-income neighborhood, the literal wrong side of the tracks. Another requirement for enrolling the boys in the preschool was that one or both parents had to attend a certain number of classes held at the school, about one every other week.
The topics of the classes were things like financial literacy, nutrition, basic legal advice. And it was not information anyone in there needed, at least not the ones who had been poor longer than I had.
The parents there knew all sorts of ways to save money on groceries, where to get deals on what days, who's liable for what kind of damage in which kinds of car accidents etc.
Frequently a parent would stump whoever was lecturing us that night (some law firm or financial consultant trying to sell us something, basically), and the class would kinda fall apart as people just started offering each other tips.
The unspoken purpose of these required classes was to help the parents realize the errors of their ways and raise themselves up by their bootstraps etc—when they were all quite savvy, hard-working people. They were just broke!