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It's January 1, 2021, so deductibles just reset for millions & millions of Americans
If we have to have deductibles, the out-of-pocket cost should be spread throughout the year, instead of whacking us all at once in January
but here's a pro-tip
If we have to have deductibles, the out-of-pocket cost should be spread throughout the year, instead of whacking us all at once in January
but here's a pro-tip
most (but not all) plans will count the amount contributed by a copay assistance card against your deductible.
https://www.needymeds.org/copay-cards-faqs
https://www.needymeds.org/copay-cards-faqs
If you have, for example, a $5k deductible and need to fill an expensive medication, look for co-pay assistance programs and coupons that may help offset your out-of-pocket costs https://www.goodrx.com
Consider whether it's in your financial interest to ask for the non-generic this month! If there's a "brand name" Rx that has a copay card & your insurer isn't one of the corporations that says "copay assistance money doesn't count towards your deductible" maybe ask for the brand
Clinicians get absolutely slammed this time of year with Prior Authorization paperwork – if you're someone who needs a medication & anything about your health insurance has changed, find out ASAP if you'll need to get a PA https://twitter.com/mattbc/status/1172943369582120960
The bureaucratic Prior Authorization forms begging for life saving Rx? Often deliberately designed to be difficult to fill out, filled with traps.
And there's no proactive notification requirement, they don't have to tell us it needs to be filled out https://twitter.com/mattbc/status/1067156913337630720?s=20
And there's no proactive notification requirement, they don't have to tell us it needs to be filled out https://twitter.com/mattbc/status/1067156913337630720?s=20
